Chapter 126: Isn't That Underestimating Him?

Chu Lin quickly drove to the Lougu District branch of China Merchants Bank.

After parking, he entered the lobby and immediately spotted the stunningly beautiful young woman, Liu Xiaowan. Wearing her bank uniform, she possessed a truly eye-popping, "uniform temptation" quality. The buttons on her blouse, specifically in the areas that added to her allure, seemed to be struggling for their very lives—who could blame them?

He stepped forward and greeted her affectionately, "Sister Xiaowan, sorry to keep you waiting."

"Come upstairs with me," Liu Xiaowan said, casting him a sidelong glance. If it weren't for work, she wouldn't want to have anything to do with this scumbag.

Chu Lin followed her upstairs to Sun Chang's office.

"Mr. Chu, please, sit down and have some tea." Seeing Chu Lin arrive, Sun Chang stood up immediately, welcoming him to a table nearby. "Just hand your ID and your original bank card to Xiaowan so she can update your information."

After sitting down, Chu Lin put on a show and said to Liu Xiaowan, "Ms. Liu, sorry for the trouble."

"Mr. Chu, it's my duty," Liu Xiaowan replied with a bright, professional smile, pretending they didn't know each other as if anyone couldn't play that game.

After taking the black gold card, Chu Lin had to admit that its texture was superior to his previous one, and it felt noticeably heavier.

Sun Chang began brewing a pot of tea for Chu Lin, making small talk. He found this young man, who had just qualified as a potential black gold card client that day, worth keeping on his good side. Unlike the other businessmen chasing his niece, this Mr. Chu was genuinely young, and his latest credit report showed him as unmarried.

Many wealthy bosses kept their wives at home while playing around outside, and it was common for couples to have their own separate affairs. Sun Chang, having worked in banking for so many years, had never seen a wealthy man who wasn't unfaithful.

"Mr. Chu, our bank is hosting a few high-end private client gatherings this year. There will be one at the end of this month, and I'll have Xiaowan notify you then," Sun Chang introduced with a smile.

Chu Lin’s eyes lit up at the mention of this. He was quite interested in these legendary gatherings and wondered if the bank really did invite many beautiful women to attend.

Not long after, Liu Xiaowan returned with some documents and a textured black bank card. She handed them to Chu Lin, resuming her act: "Mr. Chu, your information has been updated. This is your black gold card. From today on, you are a VIP black card holder at our bank, and I am your client manager, Liu Xiaowan."

Chu Lin watched Liu Xiaowan’s professional demeanor, his gaze scanning her beautiful face with scrutiny. This stunning young woman was truly a natural actress—she was even better at pretending than he was.

"By the way, Branch Manager Sun," Chu Lin said with a smirk, looking at the beautiful woman, "I need to buy a gift for a lady tonight, but I have no idea what women like. Could I trouble Ms. Liu to accompany me and offer some advice?"

"..." Liu Xiaowan, hearing this, immediately turned to her uncle. "I still have work to do. I need to finish reviewing the funding documents for Mr. Hu."

"Xiaowan, let others handle those tasks for now. I’ll arrange it. Since Mr. Chu has this dilemma, you should help him out," Sun Chang instructed with a smile.

His niece was not only beautiful but also possessed a great figure; she was the "flower" of their bank. Many businessmen who came to do business knew her husband had passed away and often tried to pursue her. Sun Chang thought that this Mr. Chu, being young and wealthy, was clearly interested in his niece. If it worked out, his niece wouldn't be at a disadvantage—surely someone like him wouldn't be stingy, which might help alleviate the burden his niece shouldn't have been carrying in the first place.

Hearing her uncle’s decision, Liu Xiaowan felt truly helpless. What was going on? In the bank, she could tolerate him for the sake of her job, but she had no desire to spend time with this scumbag outside. However, since her uncle was her superior and this wasn't a matter of principle, she didn't want to make things difficult for him, especially since he had helped her so much.

"I'll go change my clothes," Liu Xiaowan finally said to Chu Lin with a sigh, then walked out of the office. She couldn't accompany a client while wearing her bank uniform; if some busybody took a photo and spread rumors, they might invent a story that she had slept with this scumbag.

"..." Liu Xiaowan went silent at that thought.

Seeing that his goal was achieved, Chu Lin happily thanked Sun Chang and chatted for a while longer. Only after receiving a message from Liu Xiaowan did he bid farewell to Sun Chang and head to the lobby.

He met Liu Xiaowan, who was now wearing a pale purplish-red bodycon dress. Truly, no clothing could hide the magnificence of her bosom. Whether it was the size of her assets stretching the fabric, the hem of the dress appeared even shorter than it was.

With such a stunning young woman standing there, many men in the bank lobby were already drawn to her.

"Sister Xiaowan, sorry to trouble you," Chu Lin said with a grin.

"Only this once," Liu Xiaowan huffed before walking out of the bank.

Chu Lin smiled awkwardly and hurried after her, eventually leading her to his Cullinan in the parking lot. Once she was in the passenger seat, Liu Xiaowan remained sullen and silent.

"Sister Xiaowan, I’m truly sorry about last time. I shouldn't have snuck out," Chu Lin said earnestly after getting into the car. "If you give me another chance, I definitely won't sneak away."

"???" Liu Xiaowan glared at him. What was that supposed to mean? That if it happened again, he’d still want to sleep with her, just without sneaking away? What kind of man was this?

The car soon stopped in front of a luxury watch store. Inside, there were various brands of watches, all starting at prices in the tens of thousands.

"You want to buy a watch?" Liu Xiaowan asked, frowning.

Chu Lin smiled and scanned Liu Xiaowan. "Yes, the lady I’m buying a gift for likes to wear watches. She’s mature, beautiful, and a bit older than me. I’m not sure what kind would be appropriate. Could you help me pick one, Sister Xiaowan?"

After adding her on WeChat last night, he had scrolled through her social media and noticed she liked wearing watches—many of her photos showed her wearing them, though none were very expensive.

"What kind of company does she run?" Liu Xiaowan didn't think much of it, as she only wanted to finish dealing with this scumbag and return to the bank.

"She’s not a boss, she’s an employee, and it’s best not to be too flashy," Chu Lin replied with a smile.

Hearing this, Liu Xiaowan walked toward a specific watch. "This Blancpain Villeret Ultraplate is nice. It’s classy but understated. Most importantly, it’s beautiful and popular among women!"

In truth, this was a watch she loved herself, but with her salary, she couldn't afford it unless she emptied her savings. Since she didn't want to spend more time with this scumbag, she recommended it so they could finish up and she could go back to work.

Chu Lin checked the price—only 250,000—and told the clerk, "I'll take this one."

The clerk didn't waste any time; clients who bought watches without needing a sales pitch were gods. She immediately retrieved the watch.

After receiving it, Chu Lin smiled and placed it in Liu Xiaowan’s hand. "Sister Xiaowan, why don't you try it on and see if you like it?"

"???" Liu Xiaowan was stunned for a moment before she realized: "You bought this for me?"

She was older than him, she was an employee, and it wasn't appropriate for her to be too flashy at the bank—he had been talking about her all along. He had brought her out just for this? He must have checked her social media, knew she liked watches, and specifically set this up to cater to her tastes.

This scumbag was truly calculating.

For some reason, she was taken aback. At the very least, he had put in effort. But then she realized his motive and frowned at him. "Are you trying to throw money at me?"

"..." Chu Lin felt awkward. That was indeed his intention, but he hadn't expected her to call it out so bluntly. Since she had, he decided to be upfront. "Sister Xiaowan, is it allowed?"

"Maybe, once you're capable enough to make me your high-end private banking secretary," Liu Xiaowan retorted, shoving the watch back into his hand. She huffed and walked away without looking back.

Chu Lin was stunned. Was that a yes or a no? By the literal words, it seemed like a yes, but by the tone, it was a refusal and a way to make him give up.

A high-end private banking secretary only served top-tier clients—even black gold card holders didn't qualify. A private secretary handled everything from financial management to lifestyle requests—buying groceries, picking up children, even buying underwear if the client demanded it. This wasn't just an internet meme; it was reality.

But the prerequisite was a one-hundred-million-yuan fixed deposit at the bank. And it had to be a fixed deposit.

Chu Lin watched her go. Did this stunning woman think he couldn't reach that level? She’d see. Once he sold those Neptune groupers and secured the status, the first thing he’d have her do was buy him underwear.

Liu Xiaowan was indeed trying to brush him off. A hundred-million-yuan fixed deposit was something even the big group bosses in Min City wouldn't easily commit, as that kind of capital was often a company’s lifeline. She had said it specifically to tell this scumbag to stop having designs on her.

Just then, she received a call from her mother. "Xiaowan, come home tonight. Remember Auntie Lin? She’s bringing her son over for dinner to introduce you."

"Mom, I’ve already told you, can you please stop arranging these things?" Liu Xiaowan said helplessly.

"How long are you going to drag this out? After you turn thirty, a woman isn't as valuable. Your husband is gone, you’ve paid off his debts and taken care of his sick mother—is that not enough? Do you want to remain chaste for him forever? Come home tonight to meet Auntie Lin’s son!"

"Mom, I already have a boyfriend, which is why I asked you to stop," Liu Xiaowan said, trying to stall.

"Then bring your boyfriend home tonight!" Her mother hung up before she could protest.

"Where am I supposed to find a boyfriend for you?" Liu Xiaowan muttered to her phone, speechless.

"Sister Xiaowan, you happen to be in need of a boyfriend right now, aren't you?" Chu Lin’s voice suddenly rang out. He hadn't been eavesdropping; he had just come to offer her a ride back when he overheard.

"????" Liu Xiaowan stared at Chu Lin, dumbfounded, looking him up and down.